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World and Money

Women's Investment Strategy: Prioritizing Financial Security

12/15/2023 Exclusive
In the financial world, the tide is turning.  The GOBankingRates survey revealed a fascinating trend. Women are less likely to have lower balances in their stock portfolios than men. Specifically, only 37% of women investors have less than $15,000 in their portfolios, versus 45% of men....

Household Savings: A Closer Look at EU vs. US Trends

To save or not to save? This age-old question finds varied answers across the globe. When comparing European households with American ones, the difference is significant. European households saved approximately 1/8th of their income, contrasting the US's saving habits. It reveals a lot about th...

7 Gift Ideas for Financial Literacy

Black Friday and Cyber Monday unofficially kick off the holiday shopping frenzy. As you ponder the perfect gifts for your loved ones this year, why not consider something unique and enduring? Gifting knowledge and skills is not only thoughtful but immensely beneficial. This holds especially tru...

AI in Banking: A Double-Edged Sword

The financial industry is on the brink of a revolution, with banks investing in artificial intelligence (AI). Global spending on AI technologies will reach $166 billion by the end of 2023. Additionally, it has the potential to reach $450 billion in the next five years. Analysts forecast that ba...

Wrapping Up 2023: Your Personal Finance To-Do List

With 2023 winding down, it's time to take a step back and evaluate your finances. It's a perfect opportunity to find areas for improvement, whether it's cost-cutting or boosting your savings. But fear not, this doesn’t have to be a daunting task. Let’s explore three key financial ar...

Viral Shopping Is a Bad Idea. This Survey Explains Why

In today's digital era, it's all too easy for a single social media post to steer our shopping decisions. But have you ever stopped to think about the true impact of chasing after viral shopping trends? We all know deep down that following these trends might not be the wisest choice. Yet, the t...

Top 5 ways to earn extra income online

The festive air of the holiday season often brings a whirlwind of expenses. Think about the allure of Black Friday sales, the charm of holiday decor, and the heartwarming tradition of gift-giving. But let's be honest: while our hearts are full, our wallets often feel the strain. Buying gifts or...

How Americans Saved Surprisingly Big During the Pandemic: A Closer Look

Remember the pandemic? Along with the challenges, something interesting happened with our wallets. American households – yes, people like you and me – started saving money at record levels. It sounds counterintuitive, right? But there's more to this financial plot twist. Savings: Where D...
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